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Privacy

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FACTS 

WHAT DO ATLANTIC CAPITAL BANK AND 
ATLANTIC CAPITAL BANCSHARES, INC.
DO WITH YOUR PERSONAL INFORMATION?
 

 

 

 

Why? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

 

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n  Social Security number and transaction history,

n  Account balances and payment history, and

n  Credit history and credit scores.

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. choose to share; and whether you can limit this sharing.

 

 

 

Reasons we can share your personal information

Does Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

 

 

 

Questions?

Call 404.995.6066 or go to www.atlanticcapitalbank.com

 

 

 

Who we are

Who is providing this notice?

Atlantic Capital Bank and

Atlantic Capital Bancshares, Inc

 

 

 

 

What we do

How do Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How do Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. collect my personal information?

We collect your personal information, for example, when you:

n  Open an account or deposit money,

n  Pay your bills or apply for a loan, or

n  Use your credit or debit card.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

n  Sharing for affiliates’ everyday business purposes—information about your creditworthiness,

n  Affiliates from using your information to market to you, or

n  Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. do not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n  Atlantic Capital Bank and Atlantic Capital Bancshares, Inc. do not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  Our joint marketing partners include companies that provide specialized financial service such as credit card companies.

 

 

 

Other important information

For Alaska, Illinois, Maryland and North Dakota Clients. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For California Clients. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Clients. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

For Vermont Clients. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates for joint marketing about your creditworthiness without your authorization.