Corporate Financial Services

Commercial Deposit Accounts
Atlantic Capital Bank provides a variety of business checking accounts to meet the dynamic needs of growing companies. Whether you are looking to lower fees or maximize balances, our experienced bankers will work to develop the right checking solution for your company.

Atlantic Capital Blue Business Checking
This business checking account is designed for small to medium size companies with fewer than 100 account level transactions per month.  Blue Business Checking also includes online banking and a Business Visa Check Card. 

Atlantic Capital Gold Business Checking
This business checking account is designed for companies who have higher transaction volumes and  need basic treasury services.  Gold Business Checking provides clients up to 250 account level transactions, a Business Visa Check Card and the option to build a customized online treasury solution using Atlantic Capital Direct. 

Atlantic Capital Commercial Analysis Checking
With no transaction volume limit or service restrictions, this commercial checking account provides your company with the highest level of treasury service capabilities. Commercial Analysis clients earn a premium earnings credit rate for all collected balances. Your earnings contribute toward lowering or eliminating traditional analysis fees. 

Atlantic Capital Business NOW Account
For qualified business entities, a Business NOW account can be customized to meet your financial needs. 

Atlantic Capital Bank offers Business Savings and Money Market Accounts with low minimum deposit requirements and competitive rates.

Atlantic Capital Blue Business Savings
A business savings account that pays a competitive rate with a low minimum balance requirement 

Atlantic Capital Gold Business Money Market
A business money market account that offers competitive rates across three balance tiers 

Atlantic Capital Black Premium Business Money Market
A business money market account that rewards large balances with our highest interest rates 

Receivables and Collections
Atlantic Capital Direct provides a comprehensive suite of web-based cash management services.  Online Information Reporting through Atlantic Capital Direct allows you to view balances, transfer money and make payments directly from your computer.  Atlantic Capital Direct is designed to make banking more efficient and effective.

Remote Deposit Capture
Atlantic Capital Remote Deposit Capture offers a fast and easy way to make deposits without leaving the office. Using a high-end scanner and Remote Deposit application, simply scan check items, review image capture quality and press submit.  Deposits post electronically to your account in three easy steps. 

ACH Direct
Reduce the cost of collections, improve days sales outstanding and concentrate funds from multiple locations with ACH Direct. ACH electronic payments are fast, cost effective and eliminate the hassles of dealing with paper checks. 

Merchant Card Acceptance Programs
Merchant Card Acceptance Programs are available for commercial clients who accept credit and debit card payments.   Existing merchant card programs are portable and easily transferred by informing your current provider of a bank account number change. 

Cash Vault Services via Armored Courier
Eliminate nightly trips to the bank by using a local armored carrier service.  Atlantic Capital Bank creates a customized solution for your frequent cash deposits. 

Information Reporting
Atlantic Capital Direct provides timely and accurate account information online.  Summary account balances and full transaction detail are available on all accounts.  Improve information needs and cash posting processes by customizing reports by transaction type and date range. 

The growth in electronic payments combined with Check 21 legislation provides greater flexibility for commercial clients.  Let us help you leverage technology and navigate the payment landscape.

Accounts Payable Direct
Accounts Payable Direct provides electronic bill payment to corporate online banking.  Streamline the payables process, control the timing of payments and make recurring payments easily. 

ACH Direct
Use ACH Direct to transfer funds between accounts, fund payroll or make payments to vendors.   Electronic payments eliminate the traditional hassles of dealing with paper checks.  ACH Direct allows your business greater efficiency, flexibility and control in managing payables. 

Wire Transfer Direct
Wire Transfer Direct is a real-time payment solution which allows for initiation of Fed wire payments directly from your corporate account. 

Positive Pay
Safeguard your assets from check fraud with Positive Pay.  Simple online functions help you set up file specifications and image access to view suspect items.  Atlantic Capital Direct with integrated Positive Pay make it easier than ever to protect your company's assets from check fraud. 

Stop Payment
Atlantic Capital Direct provides the convenience of an electronic Stop Payment module.  Inquire about payment status and place a stop payment online with just a few keystrokes. 

Information Reporting
Information Reporting is a core necessity for disbursement accounts and an important element in maintaining proper internal financial controls.  Atlantic Capital Direct eliminates the need to subscribe to separate, expensive account reconcilement services.  Simply export transactions and account information and upload them to your accounting software. Atlantic Capital Bank makes it easy for you to reconcile your accounts and stay on track.